TERMS AND CONDITIONS
Welcome to iMoneyLoan. (“imoneyloan.com”). Please read these Terms and Conditions carefully before accessing or using the Website. By accessing or using the Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, please do not use the Website.
1. Agreement to Terms
1.1 By using this Website, you agree to be bound by these Terms and Conditions, as well as any applicable laws and regulations. If you do not agree with these Terms and Conditions, please refrain from using the Website.
1.2 We reserve the right, at our sole discretion, to modify, add, or remove portions of these Terms and Conditions at any time without prior notice. It is your responsibility to check these Terms and Conditions periodically for changes. Your continued use of the Website after the modifications will signify your acceptance of the revised Terms and Conditions.
2. Eligibility
2.1 You must be at least 18 years old to use our services, create an account, or submit any personal information on the Website.
2.2 By accessing and using the Website, you warrant that you have the legal capacity and authority to enter into and abide by these Terms and Conditions.
3. Loan Application Process
3.1 iMoneyLoan.com is not a direct lender. We are a connecting platform that helps match users with potential lenders. We do not guarantee loan approval or funding, as these decisions rest solely with the lenders.
3.2 By submitting personal information and details of your loan requirements on the Website, you authorize us to share this information with our network of lenders to determine if you may be eligible for loan offers.
3.3 You understand and agree that the terms and conditions of any loan offered or provided to you will be determined solely by the lender. iMoneyLoan.com has no control over the loan terms, including interest rates, repayment terms, and other conditions.
3.4 iMoneyLoan.com is not responsible for any actions or omissions of the lenders, including but not limited to the approval or denial of loan applications, the disbursement of funds, or the collection of repayments.
4. Privacy Policy
4.1 iMoneyLoan.com is committed to protecting your personal information and respecting your privacy. Please review our Privacy Policy, incorporated by reference into these Terms and Conditions, to understand our practices.
5. Intellectual Property Rights
5.1 The content and materials on the Website, including but not limited to text, graphics, logos, images, and software, are the property of iMoneyLoan.com and protected by applicable copyright, trademark, and other intellectual property laws.
5.2 You may not reproduce, distribute, modify, display, perform, transmit, or otherwise use any content or materials on the Website without our prior written consent.
6. Limitation of Liability
6.1 iMoneyLoan.com and its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected to your use of the Website or any loan obtained from a lender referred to you through the Website.
6.2 In no event shall iMoneyLoan.com and its affiliates’ total liability to you for any damages, losses, or causes of action exceed the amount paid by you, if any, for accessing the Website or using our services.
7. Governing Law and Jurisdiction
7.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States of America.
7.2 Any dispute arising out of or relating to these Terms and Conditions or your use of the Website shall be subject to the exclusive jurisdiction of the courts of [insert applicable jurisdiction].
8. Severability
8.1 If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
By using iMoneyLoan.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.